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常州大学学报(社会科学版)[ISSN:2095-042X/CN:32-1821/C]

卷:

第7卷

期数:

2006年03期

页码:

9-12

栏目:

出版日期:

2006-09-25

文章信息/Info

Title:

The Legal Applicabil ity of Guarantee Insurance Contract

作者:

刘永宝

江苏工业学院法政系, 江苏常州213164

Author(s):

LIU Yo ng- bao

Depa rtme nt o f Po litics and Law , Jiang su Polytechnic Univ ersity, Chang zho u 213164, China

关键词:

保证保险合同;  法律关系;  法律适用

Keywords:

GIC;  Legal Relationship;  Legal Applicabi li ty

分类号:

D922. 284

文献标志码:

A

摘要:

保证保险合同是保险公司开展保证保险业务而签订的保险合同,由于保证保险业务经验不足, 有关理论和立法也没有统一, 不仅导致保证保险合同纠纷的大量出现, 也产生法律适用的混乱。保证保险是保险人经营的一个保险品种, 保证保险合同属保险 合同的范畴, 但保证保险合同又具有担保的功能, 不能将保证保险合同割裂为保险合同或保证合同。保证保险合同一经依法成立, 即具有法律效力, 保险人应依照保证保险合同的约定承担赔偿责任。

Abstract:

the Guarantee Insurance Cont ract ( GIC) i s the insurance cont ract sig ned by the insurance company in expanding g uarantee insurance business. The lack of g uarantee insura nce business ex perience a nd the disuni ty betw een the rela tiv e theo ry and legi sla tion hav e not only caused a lot of GIC disputes, but also led to the chao s of legal applicabili ty. GIC is a kind of assuro r 's insura nce service. We ca n not iso late GIC into insurance cont ract and g uaranty cont ract simply because GIC no t only belong s to the catego ry of insurance co nt ract, but also has the functio n of g ua ra nty. As soo n as a GIC is establi shed in acco rdance w ith the law , i t shal l be leg ally binding on the pa rties. The assuro r shal l bear i t s liabili ty of compensa tion in accorda nce wi th the terms of the GIC.

备注/Memo

备注/Memo:

作者简介: 刘永宝( 1963- ) , 男, 江苏兴化人, 硕士, 讲师, 主要从事经济合同法研究。

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更新日期/Last Update: 2006-09-25